101investing Review: What to Expect From This CFDs Broker

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The search for a reliable broker is one that every trader, either beginner or expert, has to face at some point. The reason for spending quality time to find the right broker isn’t far-fetched. It is not because there is a shortage of brokerage services in the market, but because of one or more of the following reasons.

  • Fraudulent Brokers Exist

Unless you’re new to trading and brokers, then there is a chance that you have heard or read stories about traders and investors who are losing money to fraudulent brokerage platforms. 

These victims sometimes are to blame for not doing due diligence before signing up with a broker, but it is also worth mentioning that fraudsters are now good at faking the reputation of being reliable.

Therefore, the possibility of falling into the hands of fake brokers, makes the search for a reliable one worthwhile.

  • Platform Features

Although many brokers offer similar basic features on their platform, some do provide advanced functionalities that meet the needs of experienced traders. Others do not offer users exposure to certain assets like cryptocurrencies, forcing them to create multiple accounts on different trading platforms.

It is for these reasons that most traders move from platform to platform until they find the one that offers them access to their best tools and assets.

  • Service & Location Restrictions

As a result of regulatory obligations, some brokers do not service users from some regions. Therefore, a trader who moves to a different country has to find another broker that can meet their needs.

The minimum (for beginners) or maximum (for professional traders) deposit facilities offered by a broker is another reason why it requires some time and effort to find the right brokerage platform.

Having identified the reasons why choosing the right broker can be a headache, let’s now review 101investing, an EU-based broker that counts thousands of traders among its growing user base.

Considering the platform’s features will lead you to the right conclusion regarding whether or not to use 101investing.

What to Expect from 101investing

101investing is an EU-based broker offering an advanced platform for investing in CFDs spanning across thousands of stocks, indices, commodities, currencies, cryptocurrencies, and metals.

For the basics, contract for differences (CFDs) is a term for derivative products in which the buyer agrees to pay the seller the difference between an asset’s current price and its price at the time the contract is settled. 

If the difference at the time of settlement is negative, then the seller pays the amount to the buyer. In either case, there is one person at the favorable side of the deal which makes it a trade. When you trade CFDs with a broker like 101investing, note that no underlying assets are actually traded. Instead, you are trading a product that tracks the price of the underlying assets. 

In summary, trading CFDs can be rewarding if you’re on the right side of the trade but results in substantial losses particularly when you trade with leverage and choose the wrong positions. It is highly recommended to trade with only an amount you can afford to lose.

101investing Features

Support for All Types of CFDs

As we noted earlier, some brokers only offer exposure to a few assets, forcing traders to create many accounts on different platforms. However, when you use 101investing to trade CFDs you can get exposure to all assets from a single platform.

Forex CFDs

The broker provides access to Forex CFDs to 45+ trading pairs including some of the most popular such as:


You can trade your favorite pairs with low spreads and maximum leverage depending on the type of trading account you sign up for on 101investing.

Commodity CFDs

The commodities trading market is one of the oldest in the history of traditional finance and has taken on increased significance in our era. 

Using 101investing you can add to your portfolio CFDs on some of the most traded commodities including crude oil, wheat, sugar, coffee, coal, and many more. By investing in commodities via CFDs, you gain exposure to these assets without necessarily buying it physically or trading futures contracts backed by them.

Stocks CFDs

The stock market is highly volatile, and as many experienced traders agree, volatility provides opportunities for achieving higher returns. 

Instead of trading stocks directly, 101investing gives you a chance to trade stock CFDs for over 75+ companies globally, including established firms like Facebook and Amazon, as well as startups like Tesla.

CFDs on Indices

Similar to stocks, Indices are a collection of companies’ stocks grouped by their country or sector of the economy. They provide a spectrum for understanding current economic conditions and gives an investor the chance to hedge against violent price action for the stock of one or more companies in the basket.

Using 101investing, you can trade CFDs based on indices such as the DAX, Dow Jones, Euro Stoxx 50, Nasdaq 100, S&P 500, and FTSE 100.

Cryptocurrencies CFDs

We mentioned earlier that the stock market is very volatile. But it doesn’t come anywhere close to the crypto market where it is possible to see assets move sideways by 1000% percent in a single intra-day move.

Once again, volatility means risk but also offers massive opportunities if properly managed.

If you’re looking for where to trade cryptocurrency CFDs, then 101investing is a good option. The broker offers 50+ cryptocurrency-based CFDs including the most popular assets by market cap such as Bitcoin, Ethereum, Dash, Litecoin, Monero, and XRP.


Given the associated risks with trading the financial markets, many experienced traders choose their preferred broker using a simple gauge, that is, whether the broker is regulated by any secular authority in their jurisdiction.

When a broker meets these criteria, it gives evidence that they’re committed to protecting user funds and will remain solvent for a long time. In simpler terms, it gives traders the confidence that their funds are safe.

FXBFI Broker Financial Ltd is the company that operates 101investing and is duly regulated by the Cyprus Securities and Exchange Commission (CySEC). 

Such a high-profile regulation among other things mandates the broker to file for regular audits and maintain an investor compensation fund that suffices in the event of bankruptcy or severe financial loss.

Additionally, the broker has to restrict users from certain jurisdictions (more on this later) and maintain the best industry security standards with regard to protecting clients’ information and funds.

Most brokers struggle to meet the regulatory requirements in the jurisdiction where they operate and are often forced to move offshore to other countries with loose regulation on CFDs trading. Therefore, since 101investing has remained regulated to date, it is a show of confidence that traders can trust the broker.

Multi-Platform Support

While being regulated is sure to give you peace of mind, another feature that traders greatly appreciate is the ability to manage their trading accounts on any device that has internet access.

101investing satisfies this requirement by providing its trading platform on web, desktop (MT4 trader), and mobile. There is also an automatic synchronization across devices, making it possible to play trades on one device, and then cancel it with another. Such flexibility could make a difference between winning and losing traders, and a benefit that traders can enjoy with 101investing.

Leveraged Trading

Leveraged trading is the ability to trade with more money than you have on your trading account using money borrowed from the broker. This powerful trading tool can lead to massive gains and also substantial losses, a factor that explains why we only recommend it for experienced traders.

Depending on the type of account you create on 101investing, you can enjoy leveraged trading between 1:30 (Silver Account) and 1:500 (Professional Account). Leveraged trading is enabled for different markets including cryptocurrencies, while Professional account holders can enjoy advanced trading flexibility with the margin decreasing by up to 70%.

Professional Customer Support

Since some unforeseen technical issues may arise while using the broker, it is comforting to know that you can get quick customer support to fix these problems. The 101investing website includes a LiveChat support desk that is available 24/5 while you can also reach the broker via email or phone.

There is the chance too that more complex issues arise and you need to file a formal complaint. 101investing provides an official complaint form on its legal documents page. Upon filing this form, you can mail it to the broker’s physical office to receive the needed assistance.

Education Materials for Beginners

Once you sign up for an account with 101investing, you can access the wide range of educational materials designed to assist those who are new to the world of trading financial assets.

These materials are in the form of comprehensive articles, videos, webinars, ebooks, tutorials, and streamlined courses. Feeding on this information saves you the stress of watching random Forex trading YouTube videos.

It also shows that the broker is not only interested in making profit but seeing clients succeed. 

Demo Account

In addition to educational materials, creating an account with the broker also gives you access to a demo account. The demo account comes with $100,000 worth of virtual money which you can use to hone your trading skills and grow your confidence.

Once you’re comfortable and ready to test the real waters, then you can fund your account and start trading.

Other Questions You May Have About 101Investing

Does 101investing Service U.S Customers?

Information from its website shows that 101investing does not provide services to all non-EU countries such as Japan, Canada, Hong Kong, and the USA. Also, despite being based in the European Union, the broker does not service some EU Member States, namely, Belgium and France.

Does 101investing Offer a Sharia Trading Account?

Yes. The broker offers an exclusive Sharia trading account for clients who are of the Islamic faith and abide by the Sharia law. There are no hidden costs and no interest or swap charges on overnight positions.

Meanwhile, you can still expect to enjoy similar spreads and leverage capabilities as other trading accounts do. There is no limit time for holding positions, and you will also have a dedicated account manager.

Can I Access The Broker’s Website in Languages Other Than English?

At the time of writing this review, you can access the 101investing.com website in six languages other than English. Supported languages include Espanol, Portuguese, Italiano, Deutsch, Nederlands, and Svenska. If your language is not listed here, then you may want to check their website to see if they’ve added support for it.

What Deposit Options Are Available?

The ability to move funds onto a brokerage platform quickly and also to withdraw at any time is vital. To support this function, 101investing added multiple payment gateways such as Skrill, Visa, Mastercard, Neteller, Wirecard, and more.

What is the Minimum Deposit Limit?

The minimum deposit limit for a verified account on 101investing is $100 for the Silver Account. You can choose to upgrade your account at any time and enjoy higher deposit and withdrawal limits.

Do I Need to Submit KYC Documents to Use 101investing?

Yes. Being regulated means that the broker requires submitting KYC documents for account verification. This also explains why it is not a good idea to try and skip the location restrictions through the use of a VPN.

On 101investing, you need to submit documents such as a colored copy of your ID, a colored copy of your proof-of-residence, and a proof-of-deposit for account funding. 

Once these documents are approved, your account will be marked “Verified,” and you can start to enjoy the platform’s features.

Final Words on 101investing

In this 101investing review, we considered the reasons why devoting quality time and effort to select a reliable broker is essential. We also reviewed the features of 101investing and some questions you may have about the broker.

Whether you are new to trading or an experienced trader looking for a new brokerage platform, we hope that this information equips you to make the right choice regarding whether or not to use the broker if they offer services in your country.

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